Loan
Uwezo Fund interest-free group loan
Uwezo Fund, State Department for Youth Affairs, Government of Kenya
At a glance
- Deadline
- Applications are taken as they come. They say: "There is no deadline, it is a revolving fund"
- Fee
- No fee to apply
- Who may apply
- living and trading in the Kenyan constituency you apply in
- running a business or ready to start one, as part of a group
- Where
- Kenya, at constituency level
A loan you pay back, with no interest, for a registered group of women, young people or people with disabilities in your own constituency. The form is collected from the NGCDF office or the Sub-County Youth Development Officer, not from a bank.
Applications are taken as they come. They say: “There is no deadline, it is a revolving fund” Read it on their page
The facts
- What you get
- Interest free. The FAQ page states the loan does not attract interest. Amounts are not stated on the FAQ page.
- Where
- Kenya, at constituency level
- How long
- Revolving fund with no closing date
Where you stand
This one is free. There is no fee to apply, and nobody should ask you for money at any point.
What they ask for
- living and trading in the Kenyan constituency you apply in
- running a business or ready to start one, as part of a group
- your group must be registered with Social Services, Cooperatives or the Registrar of Societies, hold a bank account in the group name, and already run table banking or another monthly contribution
Get ready to apply
Built only from what this listing states. Tick as you go; the ticks stay on your phone and are not sent anywhere.
The application takes real work, by our reading.
1. What to get ready
It also names something beyond these; read their words below.
In their words: “Application form from the NGCDF office or the Sub-County Youth Development Officer, group registration certificate, group bank account details, and copies of members' IDs.”
2. Dates
- No closing date is stated.
- Openings with no closing date can close once they have enough people, so sooner is safer. Our advice
Download checklist (.txt) Send to WhatsApp
The download is a small text file. You can read it later without data. It also lists each condition they set, so you can tick yourself against them. WhatsApp sends the same list to you, or to somebody helping you.
No CV yet? Make a plain one from your answers. Nothing you type is kept.
Tips for applying for a loan
General advice from us, the same for every loan. It is not what this organisation says; that is above.
- Find the repayment terms first: the interest, the fees, how long you have, and what happens if you pay late.
- Work out the monthly amount and check you could pay it from what you earn.
- Check who is lending. A real lender never asks you to pay before you receive the money.
If there is an interview or a test
- Be ready to show your numbers: what you earn, what you spend, what the money is for.
All our tips and messages to copy. Practise answering, with nothing kept. Received an offer? Check whether it is real, then read before you say yes.
How to apply
You apply on Uwezo Fund, State Department for Youth Affairs, Government of Kenya's own website, not here. We never send an application for anybody and we never ask you for anything to pass on. Check their page for anything not shown here.
More like this, open now
How we checked this
This was opened and verified at Uwezo Fund, State Department for Youth Affairs, Government of Kenya's own website on 5 October 2026: it was real, still open, and open to people from African countries. If anything here is wrong, tell us.